Terms of Use

Card Issuing & Processing

e Pay Terms of Use

Welcome to e Pay, a next-generation payment provider. These Terms of Use (“Terms”) govern your access to and use of our website, products, and services (“Services”). By accessing or using e Pay’s Services, you agree to comply with these Terms. If you do not agree, you should not use our Services.

Please read these Terms carefully.

1. Acceptance of Terms

By using e Pay’s Services, you agree to be bound by these Terms, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Services or to products and services available through the Services.

2. Eligibility

You must be at least 18 years of age and have the legal capacity to enter into these Terms to use our Services. By using e Pay’s Services, you represent and warrant that you meet these eligibility requirements.

3. Account Registration

To access certain Services, you may be required to create an account. You agree to provide accurate, complete, and up-to-date information during registration and to keep your account information current. You are responsible for maintaining the confidentiality of your account credentials and for any activity under your account.

4. Use of Services

e Pay grants you a limited, non-exclusive, non-transferable, revocable license to use the Services for your personal or business purposes, subject to these Terms. You agree not to use the Services for any illegal or unauthorized purpose, or to interfere with or disrupt the Services, servers, or networks connected to the Services.

5. Prohibited Conduct

You agree not to:

  • Use the Services in any way that violates applicable laws or regulations.
  • Impersonate any person or entity or misrepresent your affiliation with a person or entity.
  • Interfere with the operation of the Services, including introducing viruses, malware, or any other harmful material.
  • Attempt to gain unauthorized access to e Pay’s systems or data.
6. Payment and Fees

Certain features of the Services may require you to pay fees. All fees are non-refundable unless otherwise stated. You agree to provide valid and up-to-date payment information and authorize e Pay to charge applicable fees. Failure to pay any required fees may result in suspension or termination of your access to the Services.

7. Data Privacy

Your privacy is important to us. Our collection, use, and disclosure of your personal information are governed by our Privacy Policy, which forms part of these Terms.

8. Intellectual Property

All content, software, graphics, logos, and other materials available through e Pay’s Services are the property of e Pay or its licensors and are protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without e Pay’s prior written consent.

9. Third-Party Services

e Pay’s Services may include links to third-party websites or services. These third-party services are not controlled by e Pay, and we are not responsible for their content, privacy policies, or practices. Your use of third-party services is at your own risk.

10. Limitation of Liability

To the fullest extent permitted by law, e Pay and its affiliates, officers, employees, and agents will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or relating to your use of the Services, even if e Pay has been advised of the possibility of such damages.

11. Disclaimer of Warranties

e Pay provides its Services “as is” and without warranties of any kind, either express or implied. We do not warrant that the Services will be uninterrupted, error-free, or secure, or that any defects will be corrected. You use the Services at your own risk.

12. Indemnification

You agree to indemnify, defend, and hold harmless e Pay, its affiliates, officers, employees, and agents from any claims, damages, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising from your use of the Services, your violation of these Terms, or your infringement of any third-party rights.

13. Termination

e Pay may suspend or terminate your access to the Services at any time, for any reason, without notice. Upon termination, your right to use the Services will immediately cease, and you must stop all use of the Services.

14. Modifications to Terms

e Pay reserves the right to modify these Terms at any time. Any changes will be effective immediately upon posting to our website. Your continued use of the Services following any modifications signifies your acceptance of the new Terms.